Terms of Service

Last Updated: January 1, 2026

Effective Date: January 1, 2026

Acceptance of Terms

Welcome to Iumtite B.V. ("Iumtite," "we," "our," or "us"). These Terms of Service ("Terms") govern your use of our website, trading education services, and related offerings. By accessing or using our services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our services.

Company Information

Iumtite B.V. is a company incorporated under Dutch law with registration number KvK81234567. Our registered office is located at Parkweg 136, 4810 JC Breda, North Brabant, Netherlands. You can contact us at legal@iumtitedroza.pro or +31 765054000.

Description of Services

Iumtite provides trading education services, including but not limited to online courses, educational materials, mentorship programs, and related technology solutions. Our services are designed to educate users about financial markets, trading strategies, and risk management. We do not provide financial advice, investment recommendations, or guarantee trading success.

User Obligations

By using our services, you agree to:

  • Provide accurate and complete information when creating an account or enrolling in courses
  • Maintain the confidentiality of your account credentials and notify us immediately of any unauthorized access
  • Use our services only for lawful purposes and in accordance with these Terms
  • Respect the intellectual property rights of Iumtite and third parties
  • Not share, distribute, or resell our educational content without explicit written permission
  • Not engage in any activity that could harm, disable, or impair our services or interfere with other users' access
  • Comply with all applicable laws and regulations in your jurisdiction

Account Registration and Access

To access certain features of our services, you may need to create an account. You are responsible for maintaining the security of your account and for all activities that occur under your account. You must be at least 18 years old to create an account and use our services. We reserve the right to refuse service, terminate accounts, or cancel orders at our sole discretion.

Payment Terms

Course fees and payment terms are clearly displayed on our website. Payment is required before accessing course materials. We accept various payment methods as indicated during the checkout process. All prices are in Euros (EUR) unless otherwise specified. Refund policies, if applicable, are outlined separately and may vary by course or service type.

Intellectual Property

All content, materials, and intellectual property provided through our services, including but not limited to text, graphics, logos, images, videos, audio clips, and software, are the exclusive property of Iumtite or our licensors and are protected by copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use our content solely for your personal educational purposes. You may not modify, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any content obtained from our services without our express written consent.

Educational Disclaimer

Our services are for educational purposes only. The information provided should not be construed as financial advice, investment recommendations, or guarantees of trading success. Trading involves substantial risk of loss and is not suitable for all investors. Past performance does not guarantee future results. You should carefully consider your financial situation and consult with qualified financial professionals before making any trading decisions.

Limitation of Liability

To the maximum extent permitted by applicable law, Iumtite and its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising out of or in connection with your use of our services. Our total liability for any claims arising from these Terms or your use of our services shall not exceed the amount you paid to us for the specific service giving rise to the claim in the twelve months preceding the claim.

Indemnification

You agree to defend, indemnify, and hold harmless Iumtite and its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including attorney's fees) arising from your use of our services, your violation of these Terms, or your violation of any third party's rights.

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

Termination

We may terminate or suspend your account and access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use our services will cease immediately. You may also terminate your account at any time by contacting us. Provisions of these Terms that by their nature should survive termination shall survive, including intellectual property provisions, warranty disclaimers, indemnity, and limitations of liability.

Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of our services after such modifications constitutes your acceptance of the updated Terms. If you do not agree to the modified Terms, you should discontinue your use of our services.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Netherlands, without regard to its conflict of law principles. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of the Netherlands. If you are a consumer residing in the European Union, you may also have the right to bring proceedings in the courts of your country of residence.

Dispute Resolution

Before initiating any formal legal proceedings, we encourage you to contact us to attempt to resolve any disputes informally. If informal resolution is not possible, any disputes will be resolved through the competent courts in the Netherlands, subject to applicable consumer protection laws that may provide additional rights to consumers.

Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not be affected or impaired. The invalid provision shall be replaced by a valid provision that most closely reflects the intent of the original provision.

Entire Agreement

These Terms, together with our Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and Iumtite regarding your use of our services and supersede all prior and contemporaneous agreements, proposals, or representations, written or oral, concerning the subject matter.

Contact Information

If you have any questions about these Terms, please contact us:

Iumtite B.V.
Legal Department
Email: legal@iumtitedroza.pro
Phone: +31 765054000
Address: Parkweg 136, 4810 JC Breda, North Brabant, Netherlands